Terms & Conditions

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing or using the website at bingo-advance.com operated by Bingo Advance LLC ("we," "us," or "our"), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not use our website or services.

2. Services

Bingo Advance LLC is a direct business lender offering working capital loans, revenue-based financing, equipment financing, short-term financing, business funding, and business lines of credit. All funding is subject to approval based on our underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age, a legal resident of the United States, and an authorized representative of the business seeking funding. By submitting an application, you represent that all information provided is accurate and complete.

4. Website Use

You agree to use this website only for lawful purposes. You shall not:

  • Use the site in any way that violates applicable laws or regulations
  • Attempt to interfere with the proper functioning of the website
  • Submit false, misleading, or fraudulent information
  • Use automated systems to access the site without our express permission

5. SMS Terms & Conditions

By opting in to SMS/text messages from Bingo Advance LLC, you agree to receive text messages sent using an automatic telephone dialing system (ATDS) to the mobile number you provided. These messages may relate to your inquiry, application status, service updates, and promotional information.

  • Message frequency may vary.
  • Message and data rates may apply.
  • Reply STOP to cancel and stop receiving text messages.
  • Reply HELP for assistance or email eli@bingo-advance.com.

Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages as a condition of obtaining any product or service from Bingo Advance LLC.

We will not sell, rent, or share your mobile phone number or SMS opt-in information with third parties for marketing purposes.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Bingo Advance LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

7. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of harmful components. We make no warranties regarding the accuracy or completeness of any information provided.

8. Limitation of Liability

To the fullest extent permitted by law, Bingo Advance LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services, even if we have been advised of the possibility of such damages.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law provisions. Any disputes shall be resolved in the courts located in Kings County, New York.

10. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of the updated terms.

11. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Bingo Advance LLC
2147 East 9th Street, Brooklyn, NY 11223
Email: eli@bingo-advance.com